What is Financial Abuse
Financial EA is any improper conduct (done with or without the consent of the senior) that results in personal monetary gain for the abuser and/or loss for the older adult. Most financial abuse is perpetrated by family members or caregivers.
Signs include:
- Misuse of Powers of Attorney (PoA), taking property or funds without permission, forging documents
- Taking over a senior’s home, without paying a fair share of the expenses.
- Exerting Undue pressure (coercion) on a senior to sell, or relinquish his or her home or other personal property
- Exerting Undue pressure (coercion) on a senior to sign legal documents without their fully understanding the consequences
Examples
- Relatives take control of finances, bank cards, accounts without permission
- An older adult is pressured into giving money, gifts, or loans they cannot afford
- Legal/financial documents are changed under pressure, or without full understanding of consequences
- Scams or fraud repeatedly target an older adult